Looking for Mortage advice

Have you ever considered buying a property in the UK to rent out, well I had a flyer the other day from a company offering mortgage adviceabout buy to let mortgages and how I could make money. A buy to let mortgage is different from a traditional mortgage as you purchase the property but do not live there. What you do is rent out the property and take an income. There are two ways of doing this, either rent the whole property out or on a room by room deal. There is a lot of money to be made from doing this short term and for the long term at the end you will also own a property. Over the course of owning the property you will nee to refinance the mortgage. There are specialist buy to let remortgages available, but the terms are different from a normal mortgage. The rent from the property must be more than 125% of the monthly mortgage payment and this is used to calculate whether or not the lender will lend to you. House prices in the UK have fallen almost 20% in the last year and now would be a great time to get a buy to let property as they are so much cheaper. But like investing do your own researches don’t just take my information as gospel.Kiik